Prepared for Aspirus Health · 2026 Strategy Review · Confidential — not for distribution
Remote Care Service Line Strategy · Wisconsin, Minnesota & Michigan’s Upper Peninsula

2026 Remote Care Overview and Value Analysis for Aspirus Health

Prepared byConnor Knapp · Head of Sales, CoachCare

One remote care service line for every Aspirus region, powering heart-failure performance, chronic-disease population health in primary care, and an ambulatory P&L that runs without new hires

$0
24-month net reimbursement
$0
24-month contribution margin
0
Hospitalizations avoided
0
New Aspirus hires to launch
01
Why Now

Remote Care as Critical Infrastructure for Rural Health Systems

Medicare is changing where care happens and how it gets paid. Four shifts are under way at once, and each one lands in the same place: the weeks between a patient’s visits. For a system with 10 Critical Access hospitals across three states, those weeks are spent a long way from the nearest clinic.

02
Aspirus Health

Aspirus Health Evolution

Aspirus has spent five years growing into a three-state system: seven northern Wisconsin hospitals in 2021, St. Luke’s and Lake View in 2024, Epic and MyAspirus across all of it by 2025, and a new hospital in Chippewa Falls this fall. The patients it serves are older and rural, and many carry heart failure, hypertension and diabetes at the same time.

2.1The Population Aspirus Serves

Two populations, one program: the heart-failure patients under Aspirus cardiology, and a primary-care Medicare panel where hypertension, diabetes and kidney disease are the norm.

0
Medicare heart-failure patients across the Aspirus cardiology groups, not counting those already enrolled in Duluth
0
Medicare patients in the Aspirus primary-care panel, traditional Medicare and Medicare Advantage
18
hospitals in three states: 7 acute-care, 10 Critical Access, and the new Chippewa Falls hospital
1 in 5
heart-failure patients back within 30 days, even at hospitals performing at or better than CMS’s expected rate
37
cardiologists billing Medicare through Aspirus: general, interventional, electrophysiology and advanced heart failure
329
primary-care physicians, plus about 615 nurse practitioners and physician assistants

What an Aspirus Medicare Panel Looks Like

Share of Medicare fee-for-service patients with each condition, from CMS CY2024 claims for Aspirus clinicians.
Heart Failure

The patient most likely to come back

About 5,700 Medicare heart-failure patients sit under Aspirus cardiology. Even at hospitals performing at or better than CMS’s expected readmission rate, about one in five is back within 30 days. Daily weight and blood pressure give days of warning before fluid brings a patient to the emergency department.

Hypertension

About seven in ten primary-care patients

Hypertension shows up in about seven in ten Medicare patients in Aspirus primary care and at least three in four in cardiology. Home readings catch what a single office reading misses and let the care team adjust medication month to month instead of visit to visit.

Diabetes, CKD & COPD

The rest of the chronic-care panel

In the primary-care panel, 31% of patients have diabetes, 27% chronic kidney disease and 18% COPD. Most carry two or more chronic conditions, which is exactly the patient chronic care management was written for.

2.2A System Built for Growth

Each step below added hospitals, regions or capability. Click through the years. The next step adds the part none of them covers: what happens after the patient goes home.

2.3Remote Care Closes the Loop

Each Aspirus program touches a patient at one moment: a discharge, a clinic visit, a procedure, an afternoon at the Heart Failure Resource Center. A remote care service line connects them, so a patient who leaves one program is still being watched until the next one sees them. Select any program to see what changes.

REMOTE CARE Service Line TCM · RPM · PCM · CCM inside Epic
Tap a program on the ring
What the ring does not have yet. Outside the Duluth cardiology program, CY2024 Medicare claims show no remote physiologic monitoring or chronic care management by Aspirus clinicians at meaningful scale. Wausau’s Heart Failure Resource Center works by phone and in clinic, Aspirus electrophysiology runs implanted-device checks for about 2,400 Medicare patients, and MyAspirus e-visits handle quick questions. Daily readings and monthly care management for the rest of the heart-failure population, and for anyone in primary care, are open ground.
03
The Operating Model

Building a System-Wide, Closed-Loop Remote Care Service Line

Aspirus cardiologists and primary-care physicians set the protocols and own every clinical decision. CoachCare staffs and runs the program. Everything runs through the Epic system and MyAspirus portal Aspirus already uses, from the first flag on a patient’s chart to the claim at month end.

Epic
and MyAspirus in all three states since April 2025
18
hospitals and about 130 outpatient locations in Wisconsin, Minnesota and Michigan
< 5 days
From enrollment flag to first service
Auto
Claims created in Epic for every patient, every month
How It Runs Through Epic

APopulation Risk Stratification & Patient Identification

The program starts with the panel, not a referral pad. Epic already holds the diagnoses, admissions, vitals and medications. High-risk heart-failure patients in cardiology, and hypertension, diabetes and kidney-disease patients in primary care, are flagged in the chart using criteria Aspirus physicians set, so the right patients surface at discharge, in clinic, or on an outreach list.

Medicare patients in scope, cardiology and primary care71,700
Eligible for care management (PCM or CCM)54,345
Eligible for remote monitoring47,175
Heart-failure cohort, enrolled first5,700
Flagged high-risk firstHeart failureHypertensionDiabetesCKD & COPD
Epic · Aspirus Remote Care WorklistExample view
Patient A81 · Wausau
HFrEF, EF 30% · 2 admissions in 12 months · on loop diuretic
HF High Risk
Patient B66 · Stevens Point
Last two office BPs 158/94 and 162/96 · 3 agents
HTN Uncontrolled
Patient C72 · Rhinelander
Type 2 diabetes, A1c 9.4% · hypertension · CKD stage 3
Diabetes Uncontrolled
Patient D77 · Ironwood
HFpEF · discharged yesterday from a Critical Access hospital · TCM window open
HF Post-Discharge
Patient E70 · Duluth
CKD stage 3b · home BP not tracked · last office BP 150/88 on 2 agents
CKD + HTN
Patient F74 · Woodruff
COPD · 2 exacerbations in 12 months · home oxygen
COPD High Risk
Flags appear in the chart and on the worklist. The care team works the list; the physician signs the order.

Heart Failure

  • HF admission or ED visit in 12 months
  • EF ≤ 40% or on a loop diuretic
  • NYHA class II–IV

Hypertension

  • Two office readings ≥ 140/90
  • Three or more agents
  • BP-related admission or ED visit

Diabetes

  • A1c above 9%
  • Diabetes with hypertension or CKD
  • New agent or insulin being titrated

CKD & COPD

  • CKD stage 3–4 with hypertension
  • COPD exacerbation in 12 months
  • Two or more chronic conditions

Example criteria. Aspirus physicians set and own the flag logic for each condition.

BEnrollment: Three Ways In, One Monthly Loop

Patients enter at discharge or during an office visit. Either way they land in the same monthly loop: office visits, care management and physiologic monitoring, each one informing the next.

Day 0
Discharge

Flagged in Epic before the patient leaves. Devices ordered to the home.

Days 1–14
Transitional Care

Contact within two business days, medication reconciliation, face-to-face visit in 7–14 days.

TCM 99495 · 99496
Days 2–15
RPM & PCM Enrollment

Readings start right away. The short-month device code covers the first partial month.

99453 · 99445 · 99426
Every month
The Continuous Loop

Office visits ↻ care management ↻ physiologic monitoring.

Example patient: 79, HFrEF
Second heart-failure admission this year · discharged from a Critical Access hospital in the Upper Peninsula
Cellular weight scaleCellular BP cuff
  • Day 0. Flagged at discharge. Scale and cuff ship to the home, already paired.
  • Day 2. TCM call: medication reconciliation, cardiology follow-up booked by video for day 10.
  • Day 3. First readings land in Epic as discrete vitals. No home internet needed.
  • Day 8. Weight up 3.1 lb in 48 hours. Alert to the care manager, who calls and confirms ankle swelling.
  • Day 8. Diuretic adjusted under the Aspirus protocol; cardiologist notified in Epic.
  • Day 11. Weight back to baseline. No emergency visit, no readmission, no long drive.
  • Day 30 on. Monthly PCM review, medication titration, and KCCQ every quarter.
Office visit
Order in Epic

BP 162/96 on three agents. The primary-care physician places the remote care order during the visit.

Within 5 days
Device & Welcome Call

Cellular cuff at home, welcome call, how to take a reading that counts.

99453
Monthly
Titration Between Visits

Home averages drive medication changes month to month; the CCM call covers the other conditions.

99454 · 99457 · 99490
Every month
The Continuous Loop

Office visits ↻ care management ↻ physiologic monitoring.

Example patient: 68, uncontrolled hypertension
Type 2 diabetes and CKD stage 3 · seen at an Aspirus primary-care clinic every four months
Cellular BP cuffCellular glucometer
  • Visit. Office BP 162/96. Remote care ordered in Epic before checkout.
  • Day 4. Cuff and glucometer delivered; welcome call sets a morning and evening routine.
  • Week 2. Home average 154/92. Dose increased under protocol.
  • Month 2. Home average 141/86. Second agent adjusted; fasting glucose reviewed on the CCM call.
  • Month 3. Home average 131/80. Controlled, and documented for the blood-pressure measure.
  • Ongoing. Stays on monthly monitoring and chronic care management; flagged for review if it drifts.
Order in Epic or Onsite Enrollment

The physician orders from the chart, or a CoachCare enrollment specialist working in the clinic enrolls the patient during the visit.

Device Shipped to Patient

Cellular devices arrive ready to use. No Wi-Fi, no smartphone and no home internet needed, and nothing for the patient to pair.

Care Manager Welcome Call

The patient’s assigned care manager walks through the device, the routine, and who to call.

Monthly Monitoring & Care Management

Readings reviewed, outreach logged, care plan updated, escalations routed. Repeats every month.

< 5 days

From the enrollment flag in Epic to the first billable day of service. Enrollment status is visible in the chart the whole way through, in every region.

Alerts & Escalations
Stable or resolved
Documented as an FYI

Readings that settle are logged in the chart and visible to the physician without paging anyone.

Needs the practice
Routed to a named Aspirus clinician

Out-of-range readings get a retake and symptom check first. A confirmed trend goes to the clinician or nurse each region designates, in Epic, with the readings and a recommended next step attached.

Emergency
Straight to 911

A critical value, or chest pain, new shortness of breath or stroke signs on a call: the care team calls 911 with the patient on the line. This cannot be configured away.

CMonthly Reporting & Revenue Cycle

At month end, three things come out of the program: clean claims in Epic, an operational report for the service-line owner, and a clinical outcomes report for the physicians.

Revenue cycle

Automated Claim Creation in Epic

CoachCare is the only care-management application integrated with Epic that creates claims automatically. No one builds a claim by hand, patient by patient, month by month.

  1. Time and readings captured as the care team works, against each patient’s care plan.
  2. Claim built in Epic when a code’s requirements are met: 16 reading days, 20 minutes, 30 minutes.
  3. Aspirus billing reconciles the batch in its own work queues.
  4. Submitted under Aspirus’s billing entities and NPIs.
Operations

Operational Outcomes Report

A monthly scorecard for service-line governance. Sample below at the modeled month-12 census.

0
Unique patients active
~325
New enrollments a month
1,926
RPM enrollments
1,102
PCM and CCM enrollments
Also reported every month: discharges and graduations · engagement (reading days per patient) · escalations by route · enrollments by region, site and provider
Clinical

Clinical Outcomes Report

  • Blood pressure controlShare of hypertensive patients at goal on home averages, by region, site and provider.
  • KCCQ trendHeart-failure functional status over time, collected in care management.
  • Diabetes controlHome glucose trends and A1c on schedule for the chronic-care panel.
  • Alert summariesAlerts by type, how each was resolved, and time to resolution.
04
Value Analysis

Clinical, Financial and Operational Value

A 24-month forecast for an Aspirus remote care service line in two arms: heart failure across the cardiology groups, with transitional care at each heart-failure discharge, then chronic-disease care in primary care from month 10. Priced at Wisconsin’s CY2026 Medicare rates, with every patient priced at the Medicare amount, alongside what the program does for patients and for the people who run it.

Clinical Value

Clinical 1

Better connectivity, better care

Four office visits a year leave 361 days with no data. RPM bills only when a patient takes readings on at least 16 days in a month, so an enrolled patient gives the care team at least 192 days of readings a year, wherever they live.

Office visitDay with readingsAlert acted onNo data
4
days a year with data
621,969
readings modeled across Aspirus in 24 months
Clinical 2

Fewer avoidable hospitalizations

Most heart-failure readmissions start as fluid that builds for days. Daily weight catches it in time for a phone call and a diuretic change, and every heart-failure discharge gets three touches inside two weeks. The program is modeled to avoid about 395 hospitalizations at Aspirus over 24 months.

Case study · Advanced heart failure
Zero readmissions across 450 advanced heart-failure patients in six months

MercyOne Iowa Heart Center enrolled its 450 most complex heart-failure patients (Stage C–D, NYHA III–IV) in CoachCare RPM with daily weight, BP and heart rate.

30-day readmissions, before18%
With RPM, six months0%
Read the case study →
~81
Readmissions prevented against the 18% benchmark
96%
Reduction in heart-failure hospitalizations
26
GDMT care gaps found and closed
50%
Lower 30-day readmission rate at Cardiac Solutions, 7% vs 15% across 26,689 patients (case study)
0.9006
Wausau’s FY2026 heart-failure excess readmission ratio, better than 94.6% of the 2,621 hospitals CMS scored
≤ 1.00
Heart-failure excess readmission ratio at every Aspirus acute-care hospital in FY2026; 1.00 is expected
20.6–23.8%
30-day heart-failure readmission rates across the seven acute-care hospitals (CMS Care Compare): about one patient in five
Clinical 3

Better quality scores

St. Luke’s and Lake View’s Enhanced-track ACO is scored on a fixed set of quality measures, and the same measures appear in MIPS reporting across Aspirus. Most of them depend on work this program does every month. Select a measure to see how.

CMS calculates this from claims: unplanned admissions among patients who carry several chronic conditions. Daily readings, outreach on a confirmed trend, and a fixed cadence after any emergency visit or admission are how a program moves it.
Home BP averages give an accurate reading of control and a monthly chance to act on it. The patient’s documented status in Epic reflects home data, not a single rushed reading in clinic.
Monthly chronic care management keeps A1c testing and medication changes on schedule, and home glucose readings show the care team where control is slipping before the next lab.
PHQ-2 and PHQ-9 screening fits into monthly care management, and a positive screen is routed for follow-up. Depression is common in heart failure and chronic disease and drives readmissions and poor adherence.
PCM turns GDMT titration into a monthly process. Home vitals show when there is room to increase a dose, the care manager confirms tolerance and adherence, and the order goes to the cardiologist in Epic.
−29.1

mmHg average drop in Stage 2 hypertension patients across 2,738 patients on CoachCare RPM at Cardiac Solutions, with 94.8% of Stage 2 patients improving and a 6.42 mmHg average drop across the full cohort. Read the case study →

Clinical 4

Access to care: finding patients for Aspirus’s own programs

Monitoring thousands of patients turns the panel into a referral pipeline for Aspirus’s specialty programs. Patients surface from their home data, not only when they come in sicker.

Clinical 5

Post-discharge and post-procedure monitoring

Aspirus St. Luke’s is a mandatory TEAM hospital through 2030: coronary bypass, joint replacement, hip fracture, spinal fusion and major bowel surgery are reconciled against 30 days of spending after discharge, about 230 traditional-Medicare episodes a year. Heart failure is not a TEAM episode, and the same post-discharge cadence covers it in every region.

Day 0
Discharge

Flagged in Epic for post-discharge monitoring.

Days 2–15
Early recovery

Readings start right away. 99445 bills the short first month.

Days 1–30
Transition

TCM when the patient was discharged from an inpatient stay.

Month 2 on
Ongoing care

Monthly RPM with PCM or CCM while it adds value.

Heart-failure discharge

Every Aspirus hospital, Critical Access included. Daily weight and BP from day two, three touches inside two weeks.

WeightBPSymptoms

TAVR & structural

Wausau and Duluth. Watch for heart-failure symptoms, BP and conduction changes in the first weeks.

WeightBPHeart rate

Coronary bypass

A TEAM episode at St. Luke’s. Keep BP and heart rate on target while new medications are adjusted.

BPHeart rateSymptoms

Joint replacement & hip fracture

TEAM episodes at St. Luke’s. Many of these patients also carry hypertension or heart failure into recovery.

BPHeart rateWeight

Financial Value

Financial 1

CPT codes and reimbursement

Every code the service line bills, at CY2026 Medicare rates for Aspirus’s Wisconsin locality. Build a patient-month to see what one patient is worth.

Medicare allowed, this month
$0
0 codes selected
Same patient over 12 months$0

CY2026 Medicare Physician Fee Schedule, non-facility, Wisconsin locality 00 (NGS, MAC 06302). Minnesota pays a few percent more on the same codes. Only one device code (99454 or 99445), one first-tier management code (99457 or 99470) and one care-management program (PCM or CCM) bill per patient per month. About two-thirds of Medicare patients in Marathon and St. Louis counties are in Medicare Advantage; those plans pay these code families at no less than the Medicare amount, and the forecast prices every patient at the Medicare amount.

Financial 2

Financial Value in Any Deployment Scenario

Each scenario is a deployment scope. Start with heart failure in cardiology, add hypertension in primary care, or deploy across the full chronic-disease panel. Even the heart-failure-only case is net-positive. Select a scenario to redraw the charts.

Active Program Enrollments

Monthly census by program. A patient on both RPM and a care-management program counts once in each. Heart-failure RPM fills its cohort by month 9, so the cohort limits that arm; primary care opens in month 10 and grows at the pace a care team can onboard, about 325 new patients a month across the account in Year 1 and 490 in Year 2.

Monthly Economics

Net reimbursement, total CoachCare cost (fees, implementation and enrollment), and net to Aspirus, transitional care included.
High case: broad deploymentYear 1Year 224 months
Net reimbursement$1,759,970$7,985,510$9,745,480
CoachCare cost (fees, implementation, enrollment)$996,960$4,490,641$5,487,601
Net to Aspirus after fees$763,009$3,494,870$4,257,880
By line: heart failure (RPM + PCM) $4,432,448 · primary care (RPM + CCM) $5,062,549 · transitional care $250,483 in net reimbursement. Margin to Aspirus 43.7%. Net-positive from month 2. Fee-for-service reimbursement only; no episode or shared-savings dollars are in these figures.
The CY2027 proposed rule, at Aspirus’s own rates. CMS has proposed repricing RPM device supply. At the Wisconsin locality the cut flows through like this:
−20.7%
Device supply code
→
−9.7%
RPM, both arms
→
−6.1%
Whole service line (PCM, CCM and TCM are not targeted)
Financial 3

Scenario Explorer

Change the assumptions and the 24-month forecast recalculates. Start from a preset or move the sliders yourself. Regional heart-failure counts from Epic are the first thing to plug in.

24-mo net reimbursement
$4,682,931
24-mo net to Aspirus
$2,051,765
Unique patients · M24
1,932
Care managers · M24
0
Hospitalizations avoided
~197

Operational Value

Operational 1

A fully staffed service at 165 patients per care manager

CoachCare hires, trains and manages the care managers who run the program, at a caseload of 165 patients each. Drag the slider to see the team grow with the census as primary care opens.

165
patients
per care manager
14
CoachCare care managers
at month 12 · 2,257 unique patients
Month 1Month 24
Operational 2

No additional Aspirus headcount

The nurses and nurse practitioners in Wausau’s Heart Failure Resource Center, and the cardiology and primary-care teams in every region, keep doing clinical work. The monitoring, outreach and paperwork belong to CoachCare.

0

Care-team hours

Monitoring, outreach and documentation over 24 months on CoachCare’s payroll, plus about 1,159 hours of transitional care.

41

Care managers by month 24

Hired, trained and managed by CoachCare. Aspirus would otherwise need to recruit and keep them in every region.

$0

Enrollment cost to Aspirus

An on-site enrollment specialist for each arm, telephonic outreach and device logistics are CoachCare’s expense.

Operational 3

Fully integrated with Epic

Direct, bi-directional integration with Epic, the system and MyAspirus portal St. Luke’s joined in April 2025. Clinicians never leave the chart. The integration is built once and charged once; the primary-care arm adds patients to it, not a second project.

Epic integration overview
Integrated enrollmentFlags and orders in the workflow
Health historyExchanged both ways at intake
Discrete vitalsIn flowsheets, not PDFs
Care summaryAudit-ready documentation
Automated claimsEvery patient, every month
Operational 4

One care team for more device streams

The same staff, protocols and escalation engine can take on data Aspirus already collects or plans to, so device programs stop needing their own monitoring teams.

Heart failure

HF sensor patches

Wearable heart-failure sensors that flag fluid and decompensation risk, reviewed alongside daily weight and BP under one care plan.

Rhythm

A-Fib monitoring

Ambulatory rhythm and A-Fib burden monitoring, triaged by the same care team and routed to the A-Fib Clinic and Aspirus electrophysiology.

Scoped together

Next devices

Each new stream is scoped with Aspirus: who reviews, which thresholds, which route. The staffing model and Epic workflow stay the same.

05
Why CoachCare for Aspirus Health

Why Work with CoachCare?

Six reasons this partnership fits Aspirus specifically, not remote care in general.

It already runs in Duluth

The program is live in the Aspirus St. Luke’s cardiology clinic. The protocol, the devices, the escalation path and the billing already work in Aspirus’s own workflow, so every other region starts from a running program, not a pilot.

It runs inside the chart you already use

Built once on the Epic system and MyAspirus portal used in all three states, and charged once. Readings, documentation and claims live in Epic, and the primary-care arm adds patients, not a second integration.

Fully staffed, no hiring

CoachCare’s care managers carry the caseload at 165 patients each, about 41 by month 24. Enrollment, devices, 24/7 alert triage and billing preparation are on CoachCare’s payroll, and fees are per active patient per month, with no capital outlay.

Physicians stay in charge

Aspirus cardiologists and primary-care physicians set the protocols, sign the care plans and make every clinical decision. Claims go out under Aspirus’s own billing entities and NPIs.

Built for distance

Cellular devices that need no home internet, and a care team that calls. A heart-failure patient discharged from a Critical Access hospital gets the same daily contact as one discharged in Wausau or Duluth.

Published results

Zero readmissions in 450 advanced heart-failure patients at Iowa Heart (case study). Half the 30-day readmission rate across 26,689 patients at Cardiac Solutions (case study). A 29.1 mmHg drop in Stage 2 hypertension across 2,738 patients (case study).

500,000+
Patients managed across 400+ conditions
10,000+
Clinicians running programs day to day
1,000+
Programs stood up and running
5M+
Claims generated
100M+
Vitals recorded

The ask: a working session to read the Duluth cohort’s own results, confirm the heart-failure cohort region by region from Epic, scope the Epic build for the other regions, and set the order of the waves, starting with Wausau.

Download the Full Executive Report (PDF)